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How to write a letter to a bank for opening an account?

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On being self-employed, you are required to carry out numerous chores on your own. The errands could include drafting your own payment reminders to writing a letter to the bank with an objective of opening an account for the same. If you've never opened an account, this task could seem a little complicated and off the hook. Firstly, you would need to take some preparatory steps like determining the bank that's apt for you to open an account, choosing the type of account, reading the details like deposits, fees and other requirements, if any. You could also be proactive and have your vital documents such as date of birth, driving license, contact information, etc. ready.

Having all the initial work done, it's now time to start drafting the letter to the bank to open an account.

Let's follow the steps mentioned below:

1. Write the bank information, i.e., the name of the bank, the branch address and so on. If you're aware of the name of the manager, jot it down too. If not, then just write 'Manager'.

2. Make sure to have a subject line mentioned.

3. Start writing the body with elaboration of the subject line.

4. Remember to state the type of account you would like to opt for and mention the amount you would like to deposit.

5. While closing the letter, keep the English language friendly and courteous.

Tips:

All the personal information should be written at the top right hand column of the letter along with the date.

Also, this letter should be sent at the address of the bank (branch) where you wish to open your account.

Let's now take a look at a sample to help you understand better:

Sample Letter:

Date: 18 October 2013.

To

The Branch Manager

HDFC Bank

Vashi Branch

Navi Mumbai, 400703

Sir/ Madam,

Subject: Request for opening a new Savings Account.

With reference to the above-mentioned subject, my name is Deepa Upadhayay and I am interested in opening a new Savings Account with a reputed bank as yours. Thereby, I am enclosing the required filled application form, documents as well as photographs as per the requirements. It would be highly appreciable if you do the needful and initiate the process as soon as possible.

Allow me to thank you in advance for your consideration.

Sincerely,

Enclosures:

1) An application form.

2) A Copy of identification.

3) A Copy of address proof.

4) Photographs (3)

Thanking You

Regards,

Deepa Upadhayay

While writing a letter asking to open an account, make sure to use simple English to avoid any confusion. In addition, write the letter in fluent English to ensure your message is being conveyed simply yet professionally. At the same time, it is extremely important to have good English communication skills while conversing with the bank officials about opening the account and all the prerequisites. Also, speak kindly and respectfully to the staff so that they complete your work faster than usual and you will have your account open in barely any time.

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- By Monika Agarwal

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