How to cancel a credit card subscription - eAge Tutor

How to cancel a credit card subscription


Hello, fellow students! How is your English speaking practice coming along? I am sure, with our helpful blogs full of tips and tricks combined with your own passion to learn, you will soon speak fluent English, if you are not doing so already!

As an online spoken English tutor, we get a number of queries about English speaking and how one can achieve fluency. Well, this definitely is not a one-day job. Learning English is a gradual process, something that you do every single day. There is a whole lot to learn – and trust me, it is a fun process.

In today’s exercise, we will learn how you can cancel your credit card subscription.

Before proceeding, let us understand what a credit card is. Often people get confused between a credit and a debit card. A debit card is a simple card that you get when you open a bank account. It is simply a reflection of the money that you have in your account and you can use your debit card to spend the amount limit on your account.

debit card

A credit card, however, allows you to spend a little more than what you have in your account, and you need to reimburse the amount you have spent later on. Though handy, credit cards can often pose a problem when you overspend and then have to pay later. Should you find yourself in such a situation, it is better to cancel your credit card subscription and this is how you can do it.

service call

Caption: The best way of cancelling your credit card subscription is to call up the bank’s call center.

Bank executive: Good morning. This is IBIBI Bank. How may I help you?

You: I need to cancel my credit card subscription with immediate effect, please.

Bank executive: I would definitely assist you with it. May I know your name and account number?

You: This is Manish and my savings account number is DNH59365.

Bank executive: Thank you for the information. Please hold  the line while I retrieve your details. For security purposes, could you please answer a few questions?

You: Sure.

Bank executive: What is your birth date?

You: 12 December, 1982

Bank executive: Could you please tell me your place of birth and your mother’s maiden name?

You: Place of birth is Mumbai and mother’s maiden name is Sharma.

Bank executive: Thank you, sir. As I can see in my records, you have recently cleared your outstanding balance of Rs. 23,000 on your credit card. There are no other outstanding charges. Is that correct?

You: Yes.

Bank executive: May I know the reason why you wish to discontinue our credit card service?

You: I already have two other credit cards and do not require a third one anymore.

Bank executive: Okay, sir. I am forwarding your request in my system. You shall receive a confirmation sms on your registered mobile and an email to your email id within 24 hours confirming the cancellation of your credit card. Can I help you with anything else sir?

You: That should be enough. Thank you.

Bank executive: Thank you for calling IBIBI bank. Have a pleasant day.

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Learning English made easy!

We have been publishing a number of conversational exercises for your benefit. Conversational exercises are a lot better way of learning English as they give you a clear idea of how to handle a real life situation. Learning grammar rules, how to use punctuations, etc. from a book can get a bit tiring. Happy learning!

Caption: Online English tutors have made earning English easy, convenient and accessible.

About EAgeTutor: is the premier online tutoring provider. eAge's world class faculty and ace communication experts from around the globe help you to improve English in an all-round manner. Assignments and tasks based on a well-researched content developed by subject matter and industry experts can certainly fetch the most desired results for improving spoken English skills. Overcoming limitations is just a click of mouse away in this age of effective and advance communication technology. For further information on online English speaking course or to experience the wonders of virtual classroom fix a demonstration session with our tutor. Please visit

Contact us today to know more about our spoken English program and experience the exciting world of e-learning.

- By Chander Madan

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